With a nationwide coverage of qualified advisers, DGS will make it easy for you to make the most of your financial investments.

We can advise you on all aspects of wealth management, investments and corporate finance solutions.

We are here to help you achieve your financial goals, by establishing a long lasting relationship, continuously guiding you through your options and designing solutions for your specific needs, both now and in the future.

DGS has a very simple ethos – to generate and protect client wealth through effective use of taxation allowances, market opportunities and to explain that advice in plain English.

Good employees are fundamental to the success of any business, so recruiting, rewarding and retaining them should always be a key priority. One of the most effective ways of doing this is with an attractive and competitive benefits package. But how do you balance implementing the best possible benefits programme within a tight budget, what are your options and how do you communicate and promote the benefits to your employees or potential employees?

DGS have highly experienced and qualified advisers who can provide the expert advice and guidance you need to either review or implement an attractive Company benefits package.

We advise employers on areas such as:

- Group Personal Pensions Schemes
- Life Assurance Schemes
- Group Private Medical Schemes
- Income Protection Schemes
- Salary Sacrifice Schemes i.e. child care vouchers

Not only will we provide you with advice and guidance, but we will be with your every step of the way from initial discussion, analysis, costing, through to implementation and communication.
We will sit down with each employee to explain the chosen scheme(s) and the value to them, allowing the business to concentrate on the day to day operations.

We can also advise you on business protection insurance, such as:

- Key Person Insurance (key man insurance)
- Director/Shareholder Protection
- Partnership Protection
- Business Loan Protection

For further information on employee benefits and business protection, please contact Simon Clews, Independent Financial Adviser on 01923 853774 or email sc@dgsifa.com quoting: DW-BUS

Being a contractor/freelancer can be difficult enough, especially without the benefits and security that come from being employed by an organisation.

We offer independent financial advice specifically customised for the needs of freelancers/contractors and can help you make the most of your employment status and alleviate some of the financial difficulties that can be associated.

It is likely that you may not know the options available to you as a freelancer/contractor and that’s where we come in!

We will talk to you in plain English, understand your individual circumstances and explain options available to you. We can assist and advise you in structuring the best investment, protection and financial planning, to provide you with peace of mind for the future, for both yourself and your family.

We can advise you in the following areas:

- Contractor Pensions
- Contractor Mortgages
- Income Protection
- Life Cover
- Medical Cover
- ISAs

For further information or to book a free initial ‘no obligation’ financial review, please contact Simon Clews, Independent Financial Adviser on 01923 853774 or email sc@dgsifa.com quoting DW-CONT.

We are flexible and can work around your busy schedule.

www.dgsifa.com

DGS IFA Ltd is authorised and regulated by the Financial Services Authority.